The agreement for preventing and combating terrorism and organized crime was signed after a meeting between the U.S. cabinet secretary and the Portuguese Minister of Foreign Affairs, Luis Amado; Minister of Justice, Alberto Costa; and Minister of Internal Administration, Rui Pereira. The Portuguese Justice Minister emphasized the “excellent relations between Portugal and the United States” and declared that this “new agreement” unites them “more closely in working together in the fight against cross-border organized crime.” In addition, due to the new legal framework, investigators “will be able to share information across borders” in order to fight against crime, she added. In this way, “the two countries will be more prepared to confront terrorism,” he added. In a press conference after the signing of the document, Napolitano affirmed that the agreement is an “advance in U.S.-Portuguese bilateral relations for combating organized crime and confronting global threats.” A team of lawyers from the Center for Constitutional Rights in New York and the British NGO Reprieve, representing more than 40 of the 229 Guantánamo detainees, also visited Portugal this week and said that there were eight prisoners who wanted to start a new life in Portugal. The possibility that Portugal will accept detainees from the American base in Cuba has been the subject of anticipation in Portugal since the American special envoy for the closure of the prison, Daniel Fried, visited Lisbon two weeks ago, and the Portuguese government announced that it could accept “two or three” prisoners. The lawyers affirmed that these detainees wanted to come to Portugal because it was the first European country to offer asylum to help the United States close the prison. By Dialogo July 01, 2009 “This agreement protects matters that are very critical for society, like security, but does so while respecting citizens’ rights and protecting their privacy,” the U.S. cabinet secretary, who is on a trip to several European countries, emphasized. Lisbon, June 30 (EFE).- Today Portugal and the United States signed an agreement to collaborate against terrorism and organized crime, during a visit to the Portuguese capital by the U.S. Secretary of Homeland Security, Janet Napolitano. Although the agenda released by the Portuguese Ministry of Foreign Affairs had indicated that today’s meeting would include discussion of cooperation on closing the prison at Guantánamo, Napolitano affirmed that the issue had not been specifically discussed.
To be very honest, I do not know where the term personal financial management (PFM) came from. Nor do I know why some companies are labeled PFM companies. From my point of view, personal financial management is something that people do, personally, to manage their finances. To say that a banking technology company is a “PFM vendor”, seems short sighted, because in my mind, the ultimate PFM provider is a credit union, not a vendor. At the core of any credit union is the desire to provide the member with solutions and resources that allow for sound financial management. Yes, it’s personal.There are fintech companies that focus heavily on leveraging technology to enhance the online banking experience using data, product and experience to build an environment that provides users more financial tools and relevance. Some of these companies partner with core and online banking providers with strong integrations, with the intent of differentiating their platforms and making them more robust, across all channels. I believe they also have a goal to empower credit unions to do more with data so the credit unions themselves, can compete and live up to their promise of being financial advocates. You can not be a financial advocate unless you actively provide a variety of financial management solutions. “Great” loan rates and a free checking, don’t make your credit union a financial advocate; they make it a commodity.The financial services industry is starting to come to the realization that in order to survive, they must open their architectures. This is putting healthy pressure on core providers to review and enhance their digital ecosystems. Not too long ago, many argued that neobanks would holistically disrupt existing banking models. Perhaps this was an awakening, but the demise of the banking industry is not likely to happen soon. What is happening, is that banks and bank technology providers are increasing innovation and enriching services by using other organizations’ technology or platforms, via solutions such as APIs. All improves a credit union’s ability to be the ultimate personal financial manager of their member households.So-called PFM providers or vendors, at least those that integrate with retail banking platforms, have morphed into financial technology providers that specialize in data collection, analysis, management and usage, with the intent of helping you, the credit unions, provide richer personal financial experiences. Budgeting tools, graphs and the sorts, are not going to you drive your success and help you grow your credit union, unless you approach things from a broader strategic position. You’re going to need data and must find better ways to leverage it, to better predict member needs, while supporting the age old notion that convenience and accessibility remain of paramount importance to the member experience. Digital banking is ripe for disruption and finally evolving as more tools are added, better data leveraged and mobile coming to the strategic forefront.Some Fintech companies, a couple of which had their roots in SaaS consumer budgeting solutions, are now digital financial management providers, working closely with online banking providers and cores to evolve the member experience so you can become the preferred financial provider and the ultimate personal financial manager. They are bringing data-driven user experiences to digital banking and empowering you to compete in new and exciting ways so you can truly become your members financial advocate.I’m no fan of the acronyms (like PFM, PFE) used today, so I’ll end with this. Credit union members need online or digital financial management and online banking is morphing into just this. This shift will help your credit union in many ways, the least of which is to become the true personal financial manager your members want and need. 41SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Bryan Clagett Bryan is on the executive team and singularly focused on driving revenue growth through a variety of new initiatives that help financial services and fintech become ever more relevant to … Web: https://www.strategycorps.com Details
ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Two years ago, opportunity for the FinTech community was abound with the arrival of Open Banking. And while the initial uptake was slow to materialise, we are now finally realising the potential of an application program interface (API) integration as 2020 gets underway.But as we celebrate the second anniversary of Open Banking, fraud is becoming a major concern for financial institutions considering partnering with start-ups and smaller FinTech firms. Criminals are seeing Open Banking as a means of gaining easy access to millions of consumers’ banking and personal information – writes Mark Taylor, fraud market expert, Featurespace.They know that FinTechs do not necessarily have advanced fraud systems in place – a recent open banking survey of FinTechs by cyber security firm Trend Micro found the average provider has just 20 employees and no dedicated security professional. Big brands are also aware of the potential weak spots created through open banking. continue reading »
As the entire tourism sector is directly affected by the Covid-19 pandemic, nautical tourism is in the same situation, where the pre-season is just opening and closing for boaters. Concrete figures show that Croatia is a nautical superpower. Croatia thus has a fleet of 4.300 vessels, more than 140 nautical tourism ports with over 17.000 berths and over a million cruise passengers. The average consumption of nautical tourists is 126 euros per day, and in the charter 183 euros per day. More than 30 percent of that money is spent on other forms of tourism, from cultural to wine and gastronomic offerings. Observed by Adriatic counties, the largest revenue in nautical tourism ports in 2019 was generated by the Šibenik-Knin County, namely HRK 233 million, which is 25,4% of the total revenue generated by nautical tourism ports. Source: CBS Compared to 2018, the revenue of nautical tourism ports increased by 3,5% in Šibenik-Knin County. With revenues of HRK 207 million, they are followed by nautical tourism ports in the Split-Dalmatia County, which compared to 2018 achieved an increase in revenues by 4,6%. Increase in the number of vessels on a permanent berth by 4,6% compared to 2018. Most vessels on a permanent berth were under the flag of Croatia, 44,1%. They are followed by vessels under the flag of Austria (15,6%), Germany (15,5%), Slovenia (5,0%) and Italy (3,8%). According to the type of vessel in transit for which a berth at sea was used, most were sailing yachts (64,9%), followed by motor yachts (29,1%) and other vessels (6,0%). The total revenue of nautical tourism ports in 2019 amounted to HRK 918 million. Of that, HRK 652 million was generated from the rental of berths, which is 71,0% of the total revenue generated. Compared to 2018, total revenue increased by 7,2% and berth rental revenue by 5,4%. In 2019, there were 204 vessels in transit in nautical tourism ports, which is an increase in the number of vessels by 858% compared to 5,5. Boaters also proposed the necessary measures to save nautical tourism in Croatia, the most important of which are the exemption of marinas from paying a fixed and variable part of the concession fee for maritime property, inclusion of marinas in the tourism sector, and nautical tourism, which is logical, also wants to be part of the project Cro cards. This research covered 167 nautical tourism ports on the Croatian coast, namely 78 marinas (of which 17 dry marinas), 75 anchorages, 9 moorings and 5 berths for vessels. The total area of their waters is 4 m349 with 270 berths. Increase in the number of vessels in transit by 5,5% compared to 2018. According to the length of the vessel, most vessels for which a berth at sea was used is 12 to 15 meters long (ie 32,0% of the total number of vessels for which a berth was used at sea), followed by vessels 10 to 12 meters long (ie 29,1 , XNUMX% of the total number of vessels for which a berth at sea was used). Photo: Pixabay.com Last year was also a record year in nautical tourism, in which the revenue of nautical tourism ports increased by 7,2% compared to 2018. The research of the Central Bureau of Statistics (CBS) on the capacities and operations of nautical ports brings us a more detailed state of nautical tourism. tourism in 2019 In Šibenik-Knin County, most vessels have a permanent berth at sea Split-Dalmatia County is the first in the number of vessels in transit for which a berth at sea was used In 2019, most vessels in transit for which a berth at sea was used were in the Split-Dalmatia County, namely 55 vessels, which is 343% of the total number of vessels in transit for which a berth at sea was used. Compared to 27,3, there was a slight increase in the number of vessels in transit by 2018% in the Split-Dalmatia County. In the ports of nautical tourism on 31 December 2019, there were 14 vessels on a permanent berth, which is 249% more than on 4,6 December 31. 2018% of vessels used berths at sea, and only 84,9 on the mainland. 15,1% of the vessel. Nautical tourism ports in Šibenik-Knin County generated the highest revenues in 2019. In 2019, most vessels in transit were from Croatia (47,8%), Italy (14,1%), Germany (12,2%), Austria (7,0%) and Slovenia (4,1%), which makes up 85,2% of the total number of vessels in transit. In 2019, Šibenik-Knin County had the most vessels on a permanent berth at sea, namely 2 vessels, which is 898% of the total number of vessels on a permanent berth at sea. Compared to 24,0, the number of vessels at permanent berth at sea increased by 2018% in Šibenik-Knin County. Source: CBS Capacities and operations of nautical tourism ports in 2019 In 2019, the revenue of nautical tourism ports increased by 7,2% compared to 2018. According to the type of vessels on a permanent berth in the sea, most were yachts (49,0%), followed by motor yachts (46,4%) and other vessels (4,6%).
RelatedPosts Tyson Fury to Anthony Joshua: Don’t risk fighting Usyk Anthony Joshua wants Tyson Fury, Wilder fight 64% of Nigerian employees risk burnout, severe mental health — Report Former world champion boxer Tyson Fury has revealed how close he came to committing suicide during his long battle with mental health problems. The 31-year-old was crowned world heavyweight champion in 2015 when he beat Wladimir Klitschko in Germany before his life spiralled out of control. Fury fell into depression and battled alcohol and drugs problems which culminated in an aborted suicide attempt before he turned his life around. In an ITV documentary to be shown next week, he reveals: “One day I woke up and thought ‘today’s the day I end it all’. “I was heading towards this bridge, I was going to smash the car into the bridge at very high speed, I just didn’t have the ambition to live anymore. “Before I got to the bridge I heard a voice saying ‘don’t do this, you’re going to destroy your family’s life’ and I immediately pulled the car over and that was the first time I thought, ‘right, now or never. I need to get well immediately.’” In the months that followed, Fury sought help from psychiatric experts and then embarked on a weight loss programme after ballooning to 28 stone. Fury shed an incredible nine stone in less than two years before making his comeback to the boxing ring in 2018 against the little known Sefer Seferi and Francesco Pianeta. After two underwhelming performances Fury shocked the boxing world by taking on undefeated WBC heavyweight world champion Deontay Wilder in December 2018. That fight ended in a draw, with Fury surviving two knockdowns, including an incredible 11th minute blow, which saw him beat the count and climb back off the canvas. Ahead of facing “the Bronze Bomber” later this month, Fury insists he isn’t completely over his mental health woes but now knows how to combat them.Tags: mental healthTyson FuryWladimir Klitschko
Juventus coach Antonio Conte had his 10-month suspension for match-fixing violations extended by FIFA on Friday to include all matches worldwide, barring him from working at a Champions League game against Chelsea next week.Conte’s ban “covers all types of matches, including domestic, international, friendly and official fixtures,” FIFA said in a statement.Juventus, a two-time European champion, begins the Champions League group stage away to titleholder Chelsea on Wednesday. The group also includes Shakhtar Donetsk and Nordsjaelland.FIFA said the sanction could be changed if Conte wins an appeal, “such as the one currently pending at the National Arbitration Tribunal for Sport in Italy.”Conte was suspended by the Italian football federation in the offseason for failing to report match-fixing by an opponent when he coached then-Serie B team Siena in the 2010-11 season.Conte later guided unbeaten Juventus to the Serie A title this year in his first season in Turin.Juventus technical director Massimo Carrera has taken charge at matches this season while Conte and his assistant Angelo Alessio are banished from match-day duties. Conte has been criticized by at least one rival coach for continuing to take training sessions.FIFA said it was preparing to extend suspensions worldwide to other players and officials implicated in the ongoing Italian match-fixing investigation.“FIFA is currently reviewing additional documentation provided by the (Italian federation) in relation to other sanctions,” football’s world governing body said.